Are you a dog owner or does your household have a new driver? These are potential risks that can lead to liability exceeding the limits of your current home/renters or auto insurance policies. To safeguard against these risks, we recommend considering a Personal Umbrella Insurance Policy. This type of policy provides additional liability protection above and beyond your base limits, up to a maximum of $1,000,000-$10,000,000. The extra protection from a Personal Umbrella policy kicks in when the limits of your home/renters or auto policies have been exhausted, helping to protect you and your loved ones from costly lawsuits or claims. The rates for this type of coverage are low, but the protection is high, making it a wise investment for anyone looking to secure their assets.


A Personal Umbrella Policy is a vital form of protection as anyone can be sued for almost any reason, and without adequate coverage, you may be putting all of your assets at risk such as your cars, home, rental properties, savings, the lifestyle that your family has become accustomed to, and even your future earnings. Don’t take unnecessary risks with your assets, contact our office today for a free, no-obligation quote and secure your peace of mind.

Multiple Carriers

We work with multiple A-rated admitted and non-admitted insurance carriers with strong financial ratings, as determined by AM Best. These carriers are well-respected in the industry and have large financial strength, allowing us to serve both the preferred and non-standard markets. This means that whether you have a clean driving record or a more complex insurance history, we have the resources and expertise to find the right coverage for you at a competitive price. Our goal is to provide you with personalized solutions that meet your unique needs and budget.

Uninsured Motorist Coverage

Excess uninsured motorist coverage may be added to your umbrella policy with limits of $1-$2 million. If a liable uninsured or underinsured motorist is unable to pay your medical bills, pain and suffering or lost wages, the uninsured motorist coverage on your automobile and umbrella policies can come forward to help.

Have any questions? Give us a call (949) 458-9999