Do you own a dog? Is there a new driver in the family? These are risks that may result in liability exceeding your current home/renters or auto insurance policies. Therefore we recommend you consider purchasing a Personal Umbrella Insurance Policy to extend liability protection above your base limits to a maximum of $1,000,000-$10,000,000. The extra protection offered through a Personal Umbrella policy takes effect when the underlying limits on your home/renters or automobile policies are depleted. This can help protect you and your loved ones from major lawsuits or claims. The rates are low, but the protection is high!
COULD YOU BE SUED?
Anyone can be sued for just about any reason. If you are not covered by a Personal Umbrella Policy you could be risking all your assets, such as your cars, home, rental properties, savings, the lifestyle your family has come accustomed to, and even your future earnings. Please contact our office today for a free, no obligation quote!
We work with multiple A rated admitted and non-admitted insurance carriers with large financial strength ratings (rated by AM best) to serve the preferred and non-standard market.
Uninsured Motorist Coverage
Excess uninsured motorist coverage may be added to your umbrella policy with limits of $1-$2 million. If a liable uninsured or underinsured motorist is unable to pay your medical bills, pain and suffering or lost wages, the uninsured motorist coverage on your automobile and umbrella policies can come forward to help.