Property Coverage Built for California
Inside-the-Walls
Your HOA master policy typically only covers the bare building shell. This safeguards everything you actually own inside your unit—including your cabinetry, countertops, flooring, and fixtures.
California Specialists
The California condo market is volatile, with carriers pulling out due to state risk guidelines. We maintain active partnerships with top-tier providers to secure stable, reliable placement when others decline.
Personal Liability
Essential legal and financial defense if a guest is accidentally injured inside your unit, or if you are found personally liable for accidental property damage to a neighboring unit or common area.
Maximize Your Condo Protection
Loss Assessment
If the condo association passes down a massive, unexpected bill to unit owners for common area damage or a lawsuit, this crucial coverage steps in to protect your personal finances.
Home Systems Breakdown
Standard policies don’t cover mechanical failure. This protects your high-value appliances, smart home systems, and HVAC units from sudden electrical or mechanical breakdowns.
Valuable Items
Standard policies have strict coverage limits. Protect your investments by adding scheduled personal property coverage for high-value assets like jewelry, fine art, and specialized collections.
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