Earthquake Protection Built for California Faults
Structural Restoration
Standard homeowners policies completely exclude earthquake damage. This ensures you have the dedicated capital to repair or completely rebuild your home's foundation, framing, and permanent structures after a major seismic event.
Loss of Use
If a severe quake locks you out of your home, this steps in to cover your family's increased living expenses—including extended hotel stays, rental homes, and relocation costs.
Personal Property
Safely shields your furniture, electronics, clothing, and everyday household items from catastrophic seismic damage and internal breakage.
The Independent Advantage
Customized Deductible
Most standard providers restrict you to a rigid 15% deductible. Through our network, we provide maximum flexibility with deductible options ranging from 2% to 25% to perfectly fit your risk tolerance and budget.
Enhanced Coverages
We secure specialized policies that extend far beyond standard walls. Access dedicated protection for swimming pools, exterior masonry veneer, fine breakables, and HOA loss assessments.
Open Placement
Your primary homeowners or condo insurance does not need to be written with our agency to qualify. We easily coordinate a standalone earthquake policy to mirror and protect your current setup.
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