Lock In Tomorrow's Repair Costs at Today's Rates—With Zero Claims Hassle
As your vehicle ages, the likelihood of an unexpected mechanical or electrical failure rises dramatically. In fact, data shows that a staggering 98 out of 100 vehicles will experience a breakdown after the manufacturer’s warranty expires. With average repair bills for major components like engines and transmissions regularly climbing, a single visit to the mechanic can severely strain your budget. Mercury’s Mechanical Breakdown Insurance allows you to freeze these unpredictable costs today. When a covered breakdown occurs, Mercury handles the entire claim and pays the shop directly, limiting your out-of-pocket expense to your deductible.
What is Covered?
Depending on the plan tier you select, Mercury’s Mechanical Breakdown Insurance can shield you from many types of expenses. Some covered systems and other additional coverages include:
Major Powertrain Components
Coverage for internal engine parts, cylinder blocks, transmissions, transaxles, and drive axle assemblies.
Comfort & Safety Systems
Essential coverage for steering components, advanced brake lines and master cylinders, electrical window motors, and complete air conditioning systems.
Trip Interruption Coverage
Up to $150 per day (maximum 3 days / $450 per occurrence) for meals and lodging if a breakdown occurs more than 100 miles from home.
Hybrid & Electric Vehicle Systems
Specialized protection covering electric drive motors, power relays, inverters, converters, and onboard chargers.
Sensors and Other Electronics
Peace of mind for complex vehicle technology, including backup cameras, built-in GPS/Navigation systems, and proximity sensors.
Tire Protection
Up to $150 per tire (maximum $600) for repair or replacement due to standard road hazards like nails or glass