Lock In Tomorrow's Repair Costs at Today's Rates—With Zero Claims Hassle
As your vehicle ages, the likelihood of an unexpected mechanical or electrical failure rises dramatically. In fact, data shows that a staggering 98 out of 100 vehicles will experience a breakdown after the manufacturer’s warranty expires. With average repair bills for major components like engines and transmissions regularly climbing, a single visit to the mechanic can severely strain your budget. Mercury’s Mechanical Breakdown Insurance allows you to freeze these unpredictable costs today. When a covered breakdown occurs, Mercury handles the entire claim and pays the shop directly, limiting your out-of-pocket expense to your deductible.
What is Covered?
Depending on the plan tier you select, Mercury’s Mechanical Breakdown Insurance can shield you from many types of expenses, including:
Major Powertrain
Coverage for your vehicle's most expensive internal components. Shields your engine block, transmission, transaxle, and drive axle assemblies from sudden, high-cost mechanical failure.
Sensors & Electronics
Modern vehicle tech is incredibly costly to replace. Secure full peace of mind for complex onboard electronics, including backup cameras, factory GPS/navigation systems, and proximity sensors.
Hybrid & EV Systems
Specialized protection built for modern efficiency. Covers electric drive motors, power relays, inverters, converters, and onboard charging systems.
Comfort & Safety
Ensures your daily drive remains uninterrupted. Covers essential steering components, advanced brake lines, master cylinders, power window motors, and climate control/air conditioning systems.
Trip Interruption
If a covered breakdown occurs more than 100 miles from home, the policy steps in with up to $150 per day ($450 max per occurrence) to cover your family's emergency meals and lodging.
Tire Road Hazard
Don't let standard California road debris derail your budget. Provides up to $150 per tire ($600 max total) for the immediate repair or replacement of tires damaged by nails, glass, or other road hazards.
Ready to see how much you can save?
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