Business Owner Policy

Business Owner Policy

A business owner policy provides coverage for property and liability risk all in one package. We specialize in policies for the following types of businesses.

Retail– Accessories stores, supply stores, bookstores, bridal stores/formal wear, clothing stores, donuts shops, pizzerias, dry cleaning, florists, gift shops, ice cream/yogurt shop, coffee shops, juice shop, musical instruments, pet supply store, photography studio, picture framing, sewing machine sales and repair, shoe repair, shoe store, tailors/dressmakers,

Offices– Chiropractors, dentists, dental lab, accountants, appraisers, certain consultants, attorneys, bookkeeping, court reporters, dietitians office, distributors, escrow offices, real estate office, inspection and appraisal office, mortgage broker, financial planners, graphic artists, health information and referral services, insurance agencies, lawyers office, optometrists, phone answering services, travel agencies, vacuum sales service, word processor

Restaurants– Quick serve, café’s, specialty food shops, bakery, candy shops, coffee shops, sandwich shops, pizza places. Family style and white linen/fine dining also available.

Services– Beauty salons, nail salons, barber shops, cabinet makers, watch/clock repair, computer consultant/graphic design, art schools, carpet cleaners, wallpaper hanger

Machine/Print & Graphic Design– Machine/metalworker shop, painter, sign painting and lettering, engravers, printers, computer graphic designers.

*Business owner policies do not cover professional liability, auto insurance, workers compensation or health/disability insurance. You will need to purchase these policies separate to cover professional services, vehicles and your employees.